If you have been involved in an auto accident or sustained a personal injury in Prospect, Kentucky, contact us for a free and confidential consultation. You will be connected directly to one of our experienced attorneys immediately.
Prospect is a city in metropolitan Louisville. It’s situated on the Ohio River, and part of the city is in Jefferson County, while another part of it is in Oldham County. The part of the city that’s in Jefferson County is governed by the consolidated Louisville Metro Council. Prospect has a current estimated population of just under 5,000 people, and it’s one of the wealthiest cities in Kentucky with a median income for a family being in excess of $124,000. Since it’s such a small city, Prospect is primarily serviced by U.S. Highway 42.
Prospect is part of Kentuckiana in the Louisville-Jefferson County KY-IN Metropolitan Statistical Area. That area has a total population of about 1.3 million residents. When that many people are packed into a tight geographical region, accidents are going to happen. Winter weather consisting of occasional rain, sleet, snow and ice can make both pedestrian and driving conditions treacherous, especially for residents of a commuting town like Prospect.
Types of Personal Injury Cases We Handle
Our law firm concentrates its practice in the law of accidents and personal injury. Although it might seem restrictive, the law of personal injury can be broad. We represent injured people in a wide range of accidents like motor vehicle crashes, slip-and-falls and trip-and-falls, boating, bicycle and pedestrian accidents along with construction and industrial accidents. All of these types of accidents involve the law of negligence.
Negligence is a complicated legal theory. Certain elements must be proved, and if the claimant fails to prove any one of those elements, a negligence case will fail in its entirety. Those elements are:
- That a duty of care was owed to the injured claimant by the defendant
- There was a breach of that duty
- The breach of duty caused an accident
- The accident proximately caused the claimant’s injuries
- The claimant suffered legally recognized damages
When we’re retained to represent an injured person in a personal injury case, we notify the opposing insurance company accordingly. The insurer then opens a claim file, and an adjuster is assigned to that file. It’s the adjuster’s job to try and save the insurer as much money as possible on the claim. That’s usually done by raising issues on the nature and extent of a claimant’s injuries, their damages and their credibility. Our job is the opposite of the adjuster’s. We want to maximize any sums that the opposing insurer pays out as compensation for a claimant’s injuries.
Any compensation to be paid by an insurer is primarily based on the damages suffered by the injured claimant coupled with the degree of fault of the defendant. Damages that Kentucky typically recognizes in negligence cases consist of:
- Past and future medical bills
- Past and future lost earnings
- Permanent disfigurement, if any
- Permanent disability, if any
- Pain and suffering
- Any diminished quality of life
We represent accident victims across the Prospect and Louisville area. As soon as you’ve hired us to represent you for the injuries that you suffered, we begin collecting all of the evidence in the case. That ordinarily consists of medical bills, records and reports, occurrence and post-occurrence witness statements and any security or traffic camera footage that might show how your accident happened. When you’ve been discharged from the care and treatment of your doctors, we then assemble all of that evidence into an organized settlement package. It’s then forwarded to the insurer of the opposing party along with our settlement demand.
We’re Persistent and Aggressive
If the opposing insurer tries to ignore us, or it’s otherwise unreasonable, we’ll file suit either in Jefferson County or Oldham County, depending on where proper venue is. That’s going to get the attention of the opposing insurer quickly. Given our thorough preparation of every case in our offices, we can put the evidence in the case before a judge and jury with short notice. The other side will still be scrambling to put its defense together. That’s when some many ultimately settle.
Prospect KY Personal Injury and Car Accident Lawyer
Always remember that Kentucky law doesn’t require you to cooperate with an opposing insurer. You don’t have to help it with its defense of your case. Any information that you give it might be used against you in the future. Anything that you say to us is confidential, so talk to us first. After being injured in any kind of any accident, you can contact us to arrange for a free consultation and case review with a dedicated personal injury lawyer from our offices. It won’t cost you a penny to hire us either. That’s because we don’t even get paid any legal fees unless we obtain a settlement or verdict for you. We an offer like that, there’s no reason not to contact us right away after any accident.