You may enjoy the funny Nationwide commercials on T.V., but that’s probably the only interaction you hope to have with the insurance company. Unfortunately, you may learn more than you want to know about Nationwide if you are left injured in an accident caused by one of their policyholders.
You can find yourself in the hospital after a driver makes a careless or reckless move on the road and hits you. Then your priorities will be focused on healing from your injury and finding compensation from an at-fault driver and Nationwide for all of the bills and hardships that they are to blame for.
The Louisville Attorneys with Kaufman & Stigger, PLLC, can help you when you’re suddenly facing off with Nationwide agents and adjusters. Insurance agents have a long list of tricks to get you out of their hair quickly while costing them as little as possible. Contact us for a free consultation session to go over your accident so that we can make sure you know all of your options as an injured victim. Options that Nationwide won’t be informing you of.
The Dangers When Dealing with Nationwide After a Louisville Accident
Nationwide spends a lot of money to maintain a positive image in the media and on television. You might enjoy their comedy team of Peyton Manning and Brad Paisley in their ads. Sadly, they don’t use that ad money to provide more help to the victims of their drivers. That would likely be more beneficial in boosting their reputation as car insurance providers.
In the J.D. Power 2020 Auto Insurance satisfaction check for car insurance providers, Nationwide placed 15th out of the major carriers in the southeast. That’s not a great score and it likely has to do with frustration for victims trying to get coverage for their hospital bills, lost wages at work, and other difficulties after accidents. It can be quite a maze.
Like most insurance companies, Nationwide, wants to pay out as little as possible to victims or nothing at all. To make this happen, they can employ delay tactics to keep victims waiting on compensation until their desperate to pay their medical costs and even normal monthly bills. Nationwide can then make them a lowball offer and have a better chance of getting a signature on the deal because victims feels they are running out of time.
Insurance agents can also deny claims on technicalities and fine print clauses that the victim may not be able to understand. An attorney working for victims will know what these details mean and can tell when an insurance company is basically making up reasons in the hopes that a victim gives up their claim.
For more information on other insurance providers you may find yourself dealing with after a crash, click here.
How much is my injury worth with Nationwide?
You won’t know what your claim for damages is worth until the settlement process starts, but there are certain factors that can raise the size of the award you can receive.
The at-fault driver’s amount of recklessness in the accident can play a part in the amount of compensation. The severity of the injury you suffer can also factor in. An injury that is difficult to recover from and may require surgeries and care in the years to come can play a part in the amount of a settlement. Any disability that results can require long-term physical therapy and require expensive medical equipment. These injuries can also increase the amount you’ll need to help recover your former lifestyle.
These are just some of the serious injuries that are possible in a car accident:
- Traumatic brain injuries (TBI): Head trauma can lead to major confusion for patients. This confusion can stick around in patients for days, weeks, or longer. Victims can experience fainting spells and suffer extreme mood swings that produce uncontrollable laughing or crying.
- Broken bones: Severe collisions can cause fractures in any bone in the body. The treatment of even minor breaks can require surgery and multiple visits to a doctor. They can also keep you from earning a paycheck at work for quite some time.
- Back and spine injuries: Back injuries can result in radiating pain and leave victims unable to stand up straight and also experiencing back spasms. Spine injuries can leave you without control of different parts of the body and even cause permanent paralysis.
- Seatbelt injuries: These safety devices can protect your body in a crash, but with powerful impacts, even these aids can hurt you. Seatbelts can contribute to whiplash and cause bruising. They are especially troublesome for victims in the back seat where seatbelts don’t often include the safety features front seat belts have.
Contact a Car Accident Lawyer in Louisville
If you are hurt by a careless driver, talk to a Louisville Car Accident Lawyer you can trust to be on your side and fight for your fair compensation. Don’t talk to insurance representatives or give them a statement of any kind until you discuss your case with a legal expert.
The attorneys at Kaufman & Stigger, PLLC, have the knowledge and a combined 100 years’ experience in helping clients get the money they’ll need to make a full recovery. For a free evaluation of your case, contact Kaufman & Stigger, PLLC today, by clicking here.