After a serious accident in Louisville, victims need to feel they’re in “good hands” when it comes to their recovery and paying for it. If the driver who caused your accident is backed by Allstate insurance it may be a frustrating quest to get your needs met. An Allstate policyholder may have caused your injury, but that may not be the determining factor in getting compensation.
If you are hurt in an accident in Louisville or anywhere in Kentucky, allow a Louisville Car Accident Lawyer with Kaufman & Stigger, PLLC, to take up your fight against the at-fault driver’s insurance company. National insurance giants like Allstate have had decades to perfect their strategies of getting you out the door with as little insurance money as possible. Let us look over every document and form they send you to make sure it doesn’t happen to you.
Allstate And Low Rankings in Kentucky
Oddly enough, Allstate got their start as a venture from Sears & Roebuck way back when. Originally Allstate was a name used for a new type of Sears tire. Eventually, the name was moved over to a mail-order insurance service. Today, Allstate is among the four largest insurance providers in the U.S.
Unfortunately, they also rank in the “top” four on another list. They are among the four worst insurance providers in the U.S. according to Consumer Reports. They also rate Allstate as the most expensive insurer. What’s more, Allstate is known for being especially hard on victims and fighting them over every cent of compensation, even making it tough for their own policyholders to collect compensation.
Allstate Lowball Offers for Louisville Accident Victims
Allstate keeps us laughing with their commercials about mayhem, but they operate on a very well-organized business model. They know all the tricks to keep injured victims confused over their rights and the claims process.
Here are a few of the tricks that Allstate and other insurance providers have been accused of using:
- Delayed Justice: When an Allstate policyholder is clearly to blame for an accident, the company can throw out the anchor and take its time with your claim. They may take months to respond and longer to offer any award. They want you to face your accumulating hospital bills and lost wages at work long enough to get you really desperate. You may be facing foreclosure and repo crews as you start to sink financially. Your attorney can certainly head this practice off quickly and make sure your hardships are taken seriously.
- Lowball Offer: Once they’ve made you wait they hope that when it is time to offer you a settlement that you’ll take any lowball offer they extend. The sad part is that without a legal expert on your side you might not even know it’s a lowball offer. You don’t have experience in these cases, but an attorney with Kaufman & Stigger, PLLC, has seen it all before and knows when to demand a better offer.
- Avoiding Blame: Allstate can try to blame you for your accident and injuries even if they know their driver is liable. They may say that your evidence isn’t strong enough. They may also bring up your past accidents or injuries to weaken your current claim. They may also try to use some of the statements you’ve given them over the phone to make you look dishonest. That’s why you should never give an insurance company a recorded statement. You should let your lawyer handle all exchanges of information.
- Fail to Settle: Insurers can toss your case out in hopes that you’ll just give up. You might if you don’t have an attorney advising you of your rights and how insurance adjusters operate. Having an attorney also lets Allstate know that you are willing to take them into a courtroom if necessary. The incentive to avoid the high cost of a courtroom battle will usually encourage Allstate to treat you fairly.
For more tips on dealing with other insurance companies in Kentucky like USAA and State Farm, click here.
Contact a Louisville Car Accident Lawyer
Accident victims often wonder if they need an attorney, and the answer is almost always yes. The at-fault driver’s insurance company will have agents and lawyers at their service ready to diminish your claim. You need someone just as experienced to help you level the field and secure the compensation you’ll need to get back on your feet after an accident.
Talk to a Louisville Car Accident Lawyer you can trust to be on your side and fight for your fair compensation. The attorneys at Kaufman & Stigger, PLLC, have that knowledge and a combined 100 years’ experience in helping clients get the money they’ll need to make a full recovery. To discuss your case, contact Kaufman & Stigger, PLLC today, by clicking here to contact them online.