Kaufman & Stigger, PLLC helps victims of car accidents in Louisville, answering their questions and guiding them through the claims process. For a lot of people, a broken arm is a common outcome of a car accident. If this has happened to you, you’re probably curious about what you could get in a settlement. Our team can explain your options and next steps. Contact us today for a free consultation.
What’s the Average Settlement Amount for a Broken Arm From a Car Accident?
Even though it’s extremely common in a car accident, a broken arm still has a lot of different variables that impact what you can get in a settlement. Before we get into that, though, it’s equally important to look at what you can potentially get. Our team has a strong track record of helping clients in your situation get the most out of the claims process. For broken bones in your arm, we gotten settlements that have ranged from:
- $400,000 to upward of $1 million.
While this might seem exciting, it’s important to remember that every case is different. So, what you’ll be able to get is going to depend heavily on the circumstances. To that end, it’s helpful to look at what factors into a potential car accident settlement.
What Factors Into a Potential Settlement For a Broken Arm in a Car Accident?
There’s no one-size-fits-all answer when it comes to car accident settlements in Louisville–especially with a broken arm and related injuries. Even though broken arms are one of the more common injuries, how your body heals and the specific circumstances of your accident will play a big role in the final settlement. So to that end, here’s a few of the key factors that usually shape the value of your claim:
- Medical costs – Treating a broken arm can be expensive. Emergency care, X-rays, surgery, follow-up visits, physical therapy, and any long-term care needs are part of your settlement.
- Lost wages – If your broken arm keeps you from working–especially if you do manual labor or any job that requires full use of your arm–you can recover lost income. If your injury affects your ability to work in the future, that can be factored in too.
- Pain and suffering – A broken arm can cause serious pain and major limitations in your daily life. Your settlement should also reflect the emotional and physical toll the injury has on you.
- Long-term impact – If your broken arm leads to permanent stiffness, loss of strength, or ongoing complications, your settlement can include costs related to that. It’s going to take strong evidence, though.
- Impact on your relationships – Serious injuries can make it harder to enjoy time with family and friends. If your injury changes your personal life or your ability to care for others, this can be part of your damages too.
- Shared fault – Kentucky’s comparative negligence rules could reduce your settlement if you’re found partly at fault for the accident. For example, if you’re found 10% responsible, your final recovery would be reduced by 10%.
While settlements for a broken arm can vary widely, the general rule is simple: the more serious the injury and impact on your life, the higher your settlement could be. But no matter what, you have the option to file a claim. And the stronger your claim, the better your chances of recovering what you need.
What Should You Do After a Car Accident That Causes a Broken Arm?
Any car accident in Louisville can leave you with serious injuries like a broken arm. What you do after the accident itself is extremely important–not just for your health, but also for making sure you get the most out of your claim. Here’s what to focus on:
- Call 911 and report the accident – Always call 911 right away. Medical crews can treat your injuries at the scene, and the police will create an official report that documents what happened. Both are key pieces of evidence later on.
- Get medical attention – Even if your arm feels “okay” at first, see a doctor. A broken arm might not show its full symptoms right away, and having a medical record right after the accident helps strengthen your claim.
- Exchange information with others involved – Get the name, contact details, driver’s license, and insurance information from the other driver. If there are witnesses, get their details too.
- Document the accident scene – Take pictures of the accident, including damage to the cars, your injuries, the surrounding area, and anything that shows how the accident happened (like road signs, skid marks, or debris).
- Save physical evidence from your accident – If any of your personal belongings were damaged, hold onto them. Your vehicle damage also plays a role in your claim, so don’t rush to repair it without documentation.
- Keep good records – Track all your medical visits, treatments, medications, and how your broken arm impacts your work, hobbies, and daily life. The more details you have, the stronger your case will be.
Taking these steps not only protects your health but also makes it much easier to build a strong injury claim. While you focus on healing, our team can take care of the legal details and fight for the settlement you need. We’ll carefully review all of your losses to make sure you understand the full value of your case, then deal directly with the insurance companies so you don’t have to.
At the end of the day, though, our job is to make things as easy as possible for you while you heal from your broken arm. Contact us today for a free consultation to get started.
