Grabbing a bite to eat at some of Louisville’s best restaurants can be as easy as a few swipes and taps. As many of us look to cut back on trips out of the house, food delivery services like Uber Eats have moved in to provide a bridge from your home to some great food.
Uber Eats drivers are often in their cars awaiting your order when you click on your favorite menu. The food hopefully arrives soon, but you may not have considered what goes on during that ride to your house.
Dozens of distracted delivery drivers may be on the road, all worried about keeping food warm and their job-rating high. It all adds up to more drivers on the road who may not be paying attention to where they’re going.
Help for Louisville Victims in an Accident with an Uber Eats Driver
An Uber Eats driver could glance down to check a new order and not notice they’re swinging across several lanes of traffic. Other motorists may not be able to anticipate this unexpected move and wind up in a frightening collision.
That motorist could be you. You could be facing a long stay in the hospital wondering who can be held responsible for your expensive recovery. At Kentucky’s Law Firm of Kaufman & Stigger, PLLC we hope to defend your rights during this difficult and confusing time. A driver hit you while they were on the clock working for a delivery company. Just who should provide compensation for your hardships? Our attorneys can work to determine just who might be forced to pay and perhaps the answer is both parties.
Frequently Asked Questions
Does Uber Eats provide insurance to its drivers for accident coverage?
Uber Eats mandates that its drivers carry their own auto insurance. An accident claim is first directed at the driver’s policy. Generally, drivers’ insurance won’t cover them if they were on the clock for Uber Eats, unless they have a special rideshare or delivery coverage. Most don’t have this coverage.
If the driver’s policy doesn’t cover the accident or only covers part of the damages, Uber Eats has a one million dollar third party supplemental insurance policy that should kick in. However, this coverage only protects drivers from the time when an Uber Eats driver has accepted an order to the time the food is delivered. At any other point, a driver is considered off-the-clock and his or her own insurance is called upon as in a normal car accident.
Can You sue Uber Eats?
In some cases, the damages may be so severe that a civil lawsuit directed at Uber Eats could be considered.
They will fight back vigorously, but an attorney working on your case can call into question several factors about the incident. The attorney can investigate the employee’s driving record and the company’s hiring and training process. The condition of the vehicle their employee used can even play a role in a trial.
Should I trust Uber Eats and their lawyers to treat me fairly?
Uber Eats has their own best interest at heart, not yours. Uber Eats will have insurance adjusters who will do their best to minimize your claim against their third-party insurance coverage. If you bring a lawsuit directly at Uber Eats you can expect a legal team to take up the case and try to discredit your version of what happened in the accident.
In either case, it’s important to never offer a statement on the accident to Uber Insurance agents or Lawyers. They will call to check up on you, but the real goal is to get you to say something that might be used to weaken your case. Let an attorney handle all communication with these Uber Eats representatives.
Compensation Deadlines for Louisville Delivery Driver Accidents
In Kentucky, if you are injured in an accident caused by someone else, you have up to one year to file your claim for damages. It may seem like a long time, but actually, you need to file this civil lawsuit as soon as possible. Any delay can mean evidence can get lost or destroyed. Paperwork and records you’ll need to present in your case may also be harder to obtain.
This civil lawsuit is meant to try to hold the driver responsible for your injuries, and possibly Uber Eats liable for all the expenses you’ve endured during your recovery. You’ll hope to recover the hospital costs you have now and get any treatment necessary in the future paid for in advance. You’ll also want to have the at-fault parties reimburse you for any paychecks missed while you were out of work tending to your injuries. Physical and emotional anguish is also a factor in some awards. You and your family have been put through a painful and stressful ordeal and that deserves compensation.
Contact a Kentucky Rideshare and Delivery Driver Accident Attorney
Accident victims often wonder if they need an attorney, and the answer is almost always yes. The insurance company agents and Lawyers for Uber Eats have years of experience and are good at their job which is to pay you as little as possible or nothing at all. You need someone just as experienced to help you level the field.
Talk to a Louisville Delivery Driver Accident Attorney you can trust to be on your side and get you what is yours under the law. The attorneys at Kaufman & Stigger, PLLC, have that knowledge and a combined 100 years’ experience in helping clients get the compensation they’ll need to make a full recovery. To discuss your case, contact Kaufman & Stigger, PLLC today, by clicking here to contact them online.